Blog – Three reasons to make your Will today


Making a Will gives you choice, control and peace of mind

Making your Will means you’re in control. You decide who will take care of your children and what happens to your money, property and possessions after your death.

Make a Will to

  • Protect and care for your loved ones
  • Make vital decisions about property, savings and possessions
  • Make the most of your assets: minimise Inheritance Tax and help reduce care home fees
Reason 1 – Make a Will to protect the ones you love
Appoint a guardian for your children

Who’s going to bring up your children if you, or your partner, or both of you, die before they’re 18?

 “Our number one reason for making a Will? We wanted to make it absolutely clear who’s going to look after the girls if anything happens to us.”   Heather and David T. Mum & Dad to two daughters, Cambridge.

 If you die without a Will

  • The authorities will step in and take decisions. Yes, your sister or parents or best friend might be ready and able to care for your children. This will only happen quickly and legally if you’ve named them as guardians in your Will.
  • If you haven’t named guardians, social services may be required to take children into care while they and the courts make the decisions on who will bring up your children.

Protect your partner, married or not

 Are you married? Or have celebrated a civil partnership?Just Wills  Wills-writers-Cambridge and the East of England

When you get married or enter into a registered civil partnership, this cancels any previous Will you have made, unless the Will was specifically drawn up ‘in contemplation of marriage’ as part of your wedding preparations.

Married couples often make what are called Mirror Wills. These set out what will happen if either or both of you die.

Again, a Will is vitally important to protect your children and any also any step-children who’re now part of your family.

If you’re not married, but live with your partner, you definitely need a Will.

Unmarried partners and partners not in a registered civil partnership do NOT automatically inherit from each other unless there is a Will. It doesn’t matter how long you’ve been together or if you have children. If your partner dies without naming you in a Will, you could lose your home and face real financial hardship. In England and Wales there is no such thing as what people often refer to as ‘Common Law Marriage.’

Are you separated or divorced?

Perhaps your ex-partner now lives with someone else? What will happen to any property you jointly own? Who will look after you children? Making your Will puts you in the driving seat.

If you die without a Will

  • The authorities take control. The government and courts will step in and distribute your money, property and possessions according to the law. The complicated Laws of Intestacy date from the 1920s and are not designed for modern families. Without a Will, the people you want to benefit could lose everything you’ve worked hard to give them.
 Reason 2 – Use your Will to make vital decisions
  • You can choose exactly who gets what, including who inherits your most treasured possessions
  • You name people you trust to carry out your wishes. These are your executors or, in the case of a Trust, the Trustees
  • You can also make what’s popularly known as a ‘Living Will’. The legal name for this is an Advanced Directive.  In this document you can record how you wish to be treated if you become seriously or terminally ill. It’s a helpful and useful guide for your family, carers and medical staff.
 Reason 3 – Make a Will to save money
  •  Expert advice can help minimise the amount of tax your family will have to pay on any inheritance.
  • If you’re worried about Inheritance Tax, care home fees, and Probate fees, your advisor may be able to help reduce their impact on the value of your property and savings.

Take the first step to making your Will and protecting your family today. 

If you ask us to, one of our consultants can visit at a convenient time and advise you on the best and most cost-effective Will for your family circumstances.

We cover Cambridge, Ely, Newmarket, St Ives, St Neots, Huntingdon, Chatteris, March, Saffron Walden, Bury St Edmunds, Haverhill, rural Cambridgeshire, CB and nearby postcodes.

Outside of this area? Contact us and we will put you in touch with your local Just Wills & Legal Services consultant


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Posted in Wills
Got a family? You need a Will!
family, Just Wills, Cambridge, East Anglia, East of England, Wills, Trusts
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