Should we teach “Death-Ed”in schools like we teach “Sex-Ed”?

Good article:

Death Education is a Lot Like Sex Education

Extreme Measures coverFans of The Doyenne of Death know that my motto is “Just as talking about sex won’t make you pregnant, talking about funerals won’t make you dead.” I’m so glad to see an expert on medical care discussing end-of-life issues with a similar light touch on a serious subject.

Dr. Jessica Nutik Zitter, who practices critical care and palliative medicine at Highland Hospital in Oakland, CA, wrote this New York Times opinion piece, “First, Sex Ed. Then Death Ed.” She’s also the author of Extreme Measures: Finding a Better Path to the End of Life.

She proposes that we teach death education in schools, just as sex education is taught.

For the full article click on the blue link below:

Death Education is a Lot Like Sex Education

What are your views? In Britain, death remains an almost taboo subject in many families, usually until it is too late. Wouldn’t it be so much easier if families opened up and discussed what they want to happen when the inevitable time comes, however near or far away in the future it is?

Tagged with: , , , , , , , , , , , , , ,
Posted in About Just Wills, Burial, Cambridge, Cambridgeshire, Cremation, Ely, Estate Planning, Funeral, Funeral Plans, Inheritance, Inheritance Tax, Wills

“Hope I die before I get old!”

 

roger-daltrey-just-wills-legal-services-cambridge

“Hope I die before I get old!” sang Roger Daltrey of the Who in the song “My Generation”. But he didn’t die. He turned seventy-three in 2016. And I’m sure he was glad to get there. Even if he was serious back in the 1960s, the older he got the more his views must have changed. He’s never stopped enjoying life and he probably wants to enjoy it for many years to come.

Perhaps he now hopes to live past a hundred. Many people do. Lots more of us are reaching that milestone. But not everyone wants to reach a great old age. Some researchers at Columbia University have recently completed a fascinating study into how long people want to live. They interviewed people by telephone, asking them about their present age, their race, their sex, their level of education, how happy they were and what they felt about old age.

They could then see how this information related to another question: How long did the interviewees want to live? Some said they wanted to live to their eighties, which is average life expectancy in the Western world. Others wanted to live longer – much longer in some cases. But some wanted to die relatively early, before they reached the average life expectancy.

What explained these differences? The sex of the interviewees and their level of education didn’t seem to matter very much. Race was more important: Black Americans were most likely to want to live a very long time – past their hundredth birthday. Conversely, people who weren’t very satisfied with life didn’t always want to live a long time. But when happiness was taken into account, one important factor seems to have been what the interviewees felt about old age. That is, what experiences had they had with old people?

If they’d seen their grandparents or parents suffering illness or struggling to cope with increasing age, they had negative ideas about old age and were less likely to want a long life. On the other hand, if they’d seen their grandparents and parents continuing to enjoy life, they had positive ideas about old age and were more likely to want a long life for themselves.

The study concluded that two fears are in competition. People are afraid of dying, but they are also afraid of getting old and frail. Which fear is stronger? That question determines how long we want to live. Of course, not many people commit suicide while they’re young just to escape old age. But many people do seem to have a death-wish. They live dangerously, taking unnecessary risks or eating, drinking and smoking to excess. In some cases, they may be doing that because they want to leave the world early, even if they don’t realise it themselves.

Old age can be a difficult time, of course, but it’s not just life expectancy that’s rising. So is the quality of life for the old. Modern medicine and modern technology can ease many of the traditional burdens of age. So can modern ideas like funeral plans. In the past, many old people worried a lot about their funerals and how to pay for them. They had to save but sometimes they had to use those savings for other things, like paying for doctor’s help when they got ill.

Today a funeral plan means that you can save money by freezing prices now, even as funeral prices keep on rising year on year. You choose the kind of funeral you want, then pay a fixed sum and leave everything in the hands of the funeral plan provider.

No matter how long it is before you need to activate the plan, there won’t be any more charges. So you haven’t just arranged your funeral in good time and at your own pace: you’ve also found peace of mind in a fast-changing world.

Contact us to see how easy it is to sort out a funeral plan – meaning that your family aren’t faced with financial and organisational headaches at a difficult time for the family.

Remember, every month we check and compare prices from the top 12 UK providers of funeral plans. We check so our clients can choose the best deal for them.

CONTACT US so that we can help you and your family!

Call 01223 655 646 or 07930 197 432 for a FREE telephone consultation.

Professional    Approved    Insured    Protected

We Protect Families with Trusts, Wills, Powers of Attorney, Probate Help and Funeral Plans

Just Wills & Legal Services (Cambridge) cover Cambridge, Ely, Newmarket, St Ives, St Neots, Huntingdon, Chatteris, March, rural Cambridgeshire, CB and nearby postcodes.

Outside of this area? Contact us and we will put you in touch with your local Just Wills & Legal Services consultant.

cropped-just-wills-legal-services-cambridge-logo-250-x-100-pxl.jpg

 

  JWALS Logo L  Just Wills Cambridge, member of The Society of Will Writers, Norfolk, Suffolk, Cambridgeshire, Bedfordshire

Print   STEP logo   safe_to_do_business_with_soww

Tagged with: , , , , , , , , , , , ,
Posted in Cambridge, Cambridgeshire, Funeral, Funeral Plans, Wills

Plan for your family’s security in any circumstance

just-wills-legal-services-cambridge-planning

When you’ve worked a lifetime to create wealth for you and your loved ones, it’s galling to think that much of that work could be undone in an instant – with poor estate planning.

So don’t be the one to unravel your own family’s security; find out what you need to know now, to protect your assets and investments.

Planning for taxes

With rising property values, many of us have been pushed over the Inheritance Tax (IHT) threshold without even realising it. And if you have life insurance or a ‘death in service’ policy, that mortgage albatross could be transformed into a valuable asset when you are gone.

You may have already put a certain amount of planning in place with your Financial Adviser – looking at different investment options, like AIM shares and IHT ISAs, but the key to minimising your Inheritance Tax exposure is proper Estate Planning.

An up to date, accurate estate plan can protect your spouse, your children, and even your grandchildren from paying an excess of Inheritance Tax. If you leave a simple Will for a complex Estate, or have not updated your Estate Plan to reflect changes in your marital status or number of children, then your Estate may be divided up in ways you didn’t plan for.

Changes in Inheritance Tax legislation are being phased in from 2017 to 2020, so make sure you are up to date. For more information, see our free downloadable Guide to new Inheritance Tax Laws.

Planning for unforeseen circumstances

Although you may have planned for your own children’s inheritance, if you haven’t put a trust plan in place with your grandchildren in place, your assets could be spent, squandered or lost in divorce settlements, or marriages to step-parents, before your grandkids ever see a penny.

With a proper Estate Plan, you can place assets in trust for non-family members, for grandchildren – or even for family members that are born after your death. Which brings us to…

Planning for who your estate goes to – and how it’s invested in the future

Not only does Trust Planning enable you to protect your assets from Will challenges, divorce, remarriage and other unpredictable factors, it also helps you to ringfence bequests for specific purposes. So you can earmark funds for university education, your grandchild’s first home, weddings, first cars, starting a business, or whatever you know to be most important to your family.

Planning to give in your lifetime

A combination of revocable and irrevocable trusts can allow you to retain an element of access to and control over gifts that you give in your lifetime.

Although there’s nothing to stop you from giving away parts of your Estate before your death, if done in an unstructured manner, you leave your family liable for a potentially hefty death duties bill after you are gone.
(For more information on Trust Planning, read our free downloadable guide).

Planning for investments abroad

A cross-border Estate Plan is where matters can get more complicated – and are set to get more so once we know how Brexit is going to affect this area of law in Britain.

Under current EU law (still in effect, until we’re told otherwise!), a UK citizen can opt to have their entire estate to be dispersed according to UK law. But to ensure this, you must make or update your will to reflect your wishes and the changes in the law since August 2015.

This will more than likely change again when Brexit takes effect. While EU citizens with interests in more than one EU country will still be able to choose to be governed by ‘rule of nation’ rather than ‘rule of residence’, UK citizens will lose that option.

The reason this matters, is that UK inheritance law is governed by the principle of testamentary freedom – you can leave your Estate to whomever you like.

Other EU countries, such as France or Spain, often have rules which prevent children from being excluded from Wills or prioritise children over surviving spouses.

In either case, our choice of which country’s rules to be governed by only applies to the distribution of your assets, not to tax on the estate, so you may still need specialist advice on managing tax implications across multiple countries.

Planning to give to charity

If your estate is likely to go over the Inheritance Tax threshold, then your family could benefit from a charitable legacy.

You could grant a bequest large enough to take your entire estate under the threshold or, if you have a large exposure, leaving 10% of your estate to charity can reduce your IHT liability from 40% to 36% tax levied on the amount over the threshold.

Planning in plain sight

Once all of your plans are in place, don’t forget the most important part – making sure your beneficiaries can find a complete record of your Estate Plan, your assets and investments after you are gone.

So once you’ve spoken to our Estate Planning experts about your own Wills and Trusts plan, don’t forget to talk to us about our secure Document Storage Services.

If you’d like to book a free consultation with one of our legal experts, book online or call 01223 655 646.

This article is for general information only and does not constitute legal advice. You should not rely on this information to make (or refrain from making) any decisions. Always obtain independent, professional advice for your own particular situation.

Just Wills & Legal Services (Cambridge) – Your local office for Just Wills & Legal Services Ltd – a nationwide Legal Services company.

Professional Approved Insured Protected

We Protect Families with Trusts, Wills, Powers of Attorney, Probate Help, and Funeral Plans

We cover Cambridge, Ely, Peterborough, Newmarket, St Ives, St Neots, Huntingdon, Chatteris, March, Wisbech, rural Cambridgeshire, CB and nearby postcodes.

Outside of this area? Contact us and we will put you in touch with your local Just Wills & Legal Services consultant.

 

cropped-just-wills-legal-services-cambridge-logo-250-x-100-pxl.jpg

 

JWALS Logo L  Just Wills Cambridge, member of The Society of Will Writers, Norfolk, Suffolk, Cambridgeshire, Bedfordshire

Print   STEP logo   safe_to_do_business_with_soww

 

Tagged with: , , , , , , , , , , , , , ,
Posted in About Just Wills, Cambridge, Cambridgeshire, Estate Planning, Inheritance, Inheritance Tax, Lasting Power of Attorney, Trusts, Wills

Your mother wants to be buried in Cambridge?

funeral-in-cambridge-cambridgeshire

Funerals in Cambridge and Cambridgeshire

There has been a lot of coverage in recent months on TV and in the press about the rapidly escalating costs of funerals.

TAKING ACTION NOW CAN SAVE YOUR FAMILY THOUSANDS OF POUNDS

Buying a good funeral plan today will save a whole heap of family costs in the future. We monitor and check the costs from ALL the main UK funeral providers so you can choose the best. Nationally negotiated prices will usually substantially undercut direct contracts with local undertakers.

If you’d paid for a standard funeral plan for a lump sum twenty years ago it would have cost you around £1,024. Ten years ago, the same funeral plan would have cost around £2,168.  Those prices FIXED the costs at the time of starting the plan.

Today’s 2016 costs for an average funeral in Cambridge and Cambridgeshire is now £4,090. (Statistics from the Sun Life Cost of Dying Report).

The worrying trend for residents of Cambridge and Cambridgeshire is that the one year increase in that cost from 2015 is 13.5%, higher than the national average.

If prices continue to rise on these tracks, we will be looking at family costs for a standard funeral in Cambridge, Cambridgeshire and East Anglia of between £10,000 and £14,000 by 2026 – just ten years away.

Cremation costs in Cambridge

We also need to remember that these figures only cover the costs of the funeral director, doctor’s fees, minister’s fee, and the cost of cremation. Burial plots, the cost of a burial, flowers, catering, press notices etc., are NOT included.

Burial costs in Cambridge

A burial plot in the Cambridge City Huntingdon Road Cemetery now costs £2,120 (unless you are a city resident which reduces the price to £610) on top of all the standard funeral fee. Fees for memorials, long-term (50 years) exclusive right to the grave site, gardening and maintenance will be added on top of this.

The Cambridge City Newmarket Road cemetery is now full and has no new burial spaces available. The ’empty’ plots there have been purchased for future use.

Additional Costs

The Sun Life research states that most families also spend an average of £2,000 on top of the actual funeral. This will include catering, hall rental, flowers, additional cars, etc.

Overall, families are faced with substantial bills at a difficult time, and often long before any inheritance emerges from the probate process. Many families have had to take out loans, put costs onto credit cards, or borrow from friends and relatives to pay for family funerals.

So, what can families do?

The answer is simple – you have to plan ahead.

IF YOU ACT NOW, YOU CAN FREEZE FUNERAL COSTS NOW WITH A PRE-PAID FUNERAL PLAN!

There are many types and payment options. We check ALL the main provider prices every month – so you can select the best!

Despite the average funeral price for our region being over £4,000 as at November 2016 Just Wills & Legal Services Ltd can still arrange a standard funeral plan for Cambridgeshire at £3,155.

This price is through a major national provider and is guaranteed to be held until the end of 2016. Once you have bought this, either as a one-off payment or with one of a variety of monthly payment plans, your costs are FIXED.

CLICK HERE TO CONTACT US FOR DETAILS!

If you are interested in a burial plot, we can only advise that they are also steadily rising in price. For costs in the main Cambridge City cemeteries, you can look here.

For local churches and parishes outside of Cambridge, it is best to contact them directly. Many cemeteries in East Anglia are closed to new burials (apart from in existing family plots) as they are already full. This partly explains the increasing trend to cremations. If burial plots are available, they will certainly be cheaper now than in ten, twenty or more years from now.

Just Wills & Legal Services (Cambridge) – Your local office for Just Wills & Legal Services Ltd – a nationwide Legal Services company.

Professional Approved Insured Protected

We Protect Families with Trusts, Wills, Powers of Attorney, Probate Help, and Funeral Plans

We cover Cambridge, Ely, Peterborough, Newmarket, St Ives, St Neots, Huntingdon, Chatteris, March, Wisbech, rural Cambridgeshire, CB and nearby postcodes.

Outside of this area? Contact us and we will put you in touch with your local Just Wills & Legal Services consultant.

 

cropped-just-wills-legal-services-cambridge-logo-250-x-100-pxl.jpg     JWALS Logo L  Just Wills Cambridge, member of The Society of Will Writers, Norfolk, Suffolk, Cambridgeshire, Bedfordshire

Print   STEP logo   safe_to_do_business_with_soww

 

Tagged with:
Posted in Burial, Cambridge, Cambridgeshire, Cremation, Ely, Funeral, Funeral Plans, Inheritance, Wills

25 Ways to Live Forever

25-ways-to-live-forever

Sadly, for those seeking everlasting life, this is only a digital solution. Nevertheless, it is increasingly important to sort out your digital legacy – including online banking, investments, utility accounts, subscription sites, email and social media passwords etc.. The list goes on! As the full article from ‘Death Goes Digital’ goes on to explain, you can also leave legacy sites, for example, giving control of your Facebook ‘memorial page’ to others.

For your family, on a more serious financial note, unravelling the business side of your online presence will be a major headache unless you leave clear instructions and information. We can help with this – ideally done as part of an updated Will.

Sorting out your Will and putting your affairs in order does mean that you will sleep better! We can’t promise that better sleep will lead to everlasting life, but it will certainly stop you feeling guilty as you head to bed, knowing that you’ve still not sorted out protecting your family.

CLICK HERE to contact us for help with sorting out your Will

Or, call 01223 655 646 or 07930 197 432 for a FREE telephone consultation!

Email: info@justwillscambridge.co.uk

We can explain on the telephone what is involved and then arrange an appointment at a convenient time if you wish to go ahead.
OVER THE WEEKEND OR AFTER OFFICE HOURS JUST PHONE 01223 655 646 AND LEAVE A MESSAGE WITH YOUR NAME, NUMBER AND A GOOD TIME TO CALL YOU BACK – WE’LL BE IN TOUCH!

Just Wills & Legal Services (Cambridge) – Your local office for Just Wills & Legal Services Ltd – a nationwide Legal Services company.

Professional Approved Insured Protected

We Protect Families with Trusts, Wills, Powers of Attorney, Probate Help, and Funeral Plans

We cover Cambridge, Ely, Peterborough, Newmarket, St Ives, St Neots, Huntingdon, Chatteris, March, Wisbech, rural Cambridgeshire, CB and nearby postcodes.

Outside of this area? Contact us and we will put you in touch with your local Just Wills & Legal Services consultant.

cropped-just-wills-legal-services-cambridge-logo-250-x-100-pxl.jpg     JWALS Logo L  Just Wills Cambridge, member of The Society of Will Writers, Norfolk, Suffolk, Cambridgeshire, Bedfordshire

Print   STEP logo   safe_to_do_business_with_soww

Tagged with: , , , , , , , , , , ,
Posted in Cambridge, Cambridgeshire, Inheritance, Trusts, Wills

Worried about your Mum?

fb-worried-about-mum-jpeg
 
One in three women and one in five men will face Alzheimer’s or some other form of dementia, according to published UK research data.
 
For some, the news will come tragically young – for others, a creeping awareness as they hit their seventies, eighties or nineties.
 
Dementia can hit in an instant through a stroke, or take many slow years to advance. It takes many forms. First signs might be forgetting words or familiar faces. It might be a loss of physical dexterity or problems with balance. Memory problems become worse. Repetitive questioning or repetitive speech patterns may be an indicator.
 
Early stage dementia can be difficult to diagnose. Normal ageing can impact short-term memory; occasionally forgetting where you put your car keys or glasses does not mean you have Alzheimer’s!
If you do have concerns about anyone in your family, in addition to getting them to talk to their doctor, it is important to talk to them about arranging Lasting Powers of Attorney (LPA).
 
These are powerful and important documents. They give family members, trusted friends or professionals the legal powers to look after the affairs of the person in question.
 
The government advises ALL older people to take out LPAs. They are efficient and cost effective. And they save families thousands of pounds in legal fees. As many families discover when it’s too late, trying to manage bank accounts and insurance policies after someone has been struck down with dementia or incapacitated through accident or illness is a time-consuming and very costly business.
 
ACT FAST WHILE YOU CAN – LASTING POWERS OF ATTORNEY SAVE FAMILIES THOUSANDS OF POUNDS!
 
Organise an LPA while you can to save money, stress and time-consuming legal hassle
 
The most important thing to remember is that an LPA can only be set up while the person who is giving the Power of Attorney has ‘Mental Capacity’. They MUST understand what they are doing when they sign the document.
 
Next year, next month or next week may be too late.
 
So, keep up with the mind gym and the antioxidants. They might work. In the meantime, protect yourself and the ones you love with something that definitely works – organise a Lasting Power of Attorney today.
Your local Just Wills & Legal Services consultant will help. We are used to dealing with elderly and concerned people. We will gently guide you through the LPA process in the comfort of your own home.

Or, call 01223 655 646 or 07930 197 432 for a FREE telephone consultation!

Email: info@justwillscambridge.co.uk

We can explain on the telephone what is involved and then arrange an appointment at a convenient time if you wish to go ahead.
 
OVER THE WEEKEND OR AFTER OFFICE HOURS JUST PHONE 01223 655 646 AND LEAVE A MESSAGE WITH YOUR NAME, NUMBER AND A GOOD TIME TO CALL YOU BACK – WE’LL BE IN TOUCH!

Just Wills & Legal Services (Cambridge) – Your local office for Just Wills & Legal Services Ltd – a nationwide Legal Services company.

Professional Approved Insured Protected

We Protect Families with Trusts, Wills, Powers of Attorney, Probate Help, and Funeral Plans

We cover Cambridge, Ely, Peterborough, Newmarket, St Ives, St Neots, Huntingdon, Chatteris, March, Wisbech, rural Cambridgeshire, CB and nearby postcodes.

Outside of this area? Contact us and we will put you in touch with your local Just Wills & Legal Services consultant.

cropped-just-wills-legal-services-cambridge-logo-250-x-100-pxl.jpg     JWALS Logo L  Just Wills Cambridge, member of The Society of Will Writers, Norfolk, Suffolk, Cambridgeshire, Bedfordshire

Print   STEP logo   safe_to_do_business_with_soww

Tagged with: , , , , , , ,
Posted in Cambridge, Cambridgeshire, Lasting Power of Attorney, LPA, Wills

Think your daughter-in-law is a pirate?

not-sure-you-trust-your-daughter-in-law

“We don’t trust our daughter-in-law. We think she’s with our son for his money and his inheritance.”

Sadly, this is not an uncommon problem. On the positive side, if you’re worried about your son’s future inheritance, it’s an easy problem to solve with Just Wills & Legal Services (Cambridge).

We’ll add a special Discretionary Trust to your new Will and it will ensure that your son’s eventual inheritance will be supervised by your chosen Trustees under terms and conditions that you have chosen.

Properly set up Discretionary Trusts provide a lot of protection against potential financial predators. Trusts are generally more difficult to contest than Wills. They can be flexible, and can also if you wish, be set up to impose financial discipline on the beneficiary.

Until the end of November, we’ll add a Discretionary Trust to a new Will for just £195+VAT.

CLICK HERE to contact us to arrange an appointment!

Or, call 01223 655 646 or 07930 197 432

or

email: info@justwillscambridge.co.uk   to ask for a FREE consultation

We can explain on the telephone what is involved and then arrange an appointment at a convenient time if you wish to go ahead.

OVER THE WEEKEND OR AFTER OFFICE HOURS JUST PHONE 01223 655 646 AND LEAVE A MESSAGE WITH YOUR NAME, NUMBER AND A GOOD TIME TO CALL YOU BACK – WE’LL BE IN TOUCH!

Just Wills & Legal Services (Cambridge) – Your local office for Just Wills & Legal Services Ltd – a nationwide legal services company.

Professional Approved Insured Protected

We Protect Families with Trusts, Wills, Powers of Attorney, Probate Help and Funeral Plans

We cover Cambridge, Ely, Peterborough, Newmarket, St Ives, St Neots, Huntingdon, Chatteris, March, Saffron Walden, Bury St Edmunds, Haverhill, rural Cambridgeshire, CB and nearby postcodes.

Outside of this area? Contact us and we will put you in touch with your local Just Wills & Legal Services consultant.

cropped-just-wills-legal-services-cambridge-logo-250-x-100-pxl.jpg     JWALS Logo L  Just Wills Cambridge, member of The Society of Will Writers, Norfolk, Suffolk, Cambridgeshire, Bedfordshire

Print   STEP logo   safe_to_do_business_with_soww

 

 

Tagged with: , , , , ,
Posted in Cambridge, Cambridgeshire, Inheritance, Trusts, Wills

Blog: Inheriting a bag of cash!

bag-of-cash-inheritance-just-wills-cambridge

Well, we’re sorry to hear that your grandfather died, but as for the inheritance, that’s a nice problem to have!

A surprising number of people prefer to keep cash rather than use banks and building societies. The risk is, of course, that the savings can be stolen, destroyed in a fire or simply forgotten. In your case, the cash has survived, but because the notes are out of date they are no longer legal tender.

Most High Street banks and building societies will exchange withdrawn notes for a short period after the withdrawal – usually only six months.

After that, the notes will have to be taken or sent to the Bank of England. There is no time limit here, as all withdrawn Bank of England banknotes remain payable at face value for all time. Having said that, if the notes are very old, you might be better selling them to collectors via a specialist auction house (e.g. Spink & Son Ltd). An old 1952 white £5 note now makes around £70 each at auction.

Wherever you exchange out-of-date currency, you may be required to provide identification (photo ID such as a passport, drivers licence, national identity card etc. and proof of residence such as a utility bill, tax bill or bank statement) when exchanging your notes. This is to comply with anti-money laundering regulations.  It will certainly apply to sums over £1,000.

For larger amounts in your situation, it might be best to take a copy of the Will to explain how you came to be in possession of the money. It might be wise to also show that any Inheritance Tax due has been paid.

If they are concerned about the origin of the money, at the Bank’s discretion, banknotes may be retained at any value in order for additional checks to take place; you may be required to provide further identification and provide additional information or evidence to support the stated origin of the banknotes.

Basically, this means you need a reasonable explanation of how your grandfather acquired the money. Provided he didn’t have a criminal record for bank robbery, you’re probably fine!

To exchange your banknotes in person take them to the following address:

Bank of England
Threadneedle Street
London, EC2R 8AH

For smaller amounts, you may be issued with new currency on the same day. For larger amounts you will be given a receipt and the Bank will credit your bank account typically within 10 days. If you require cash, they will make an appointment for you to collect the cash.

Enjoy your inheritance!

Just Wills & Legal Services (Cambridge) – Your local office for Just Wills & Legal Services Ltd – a nationwide Legal Services company.

CLICK HERE to arrange a FREE home consultation 

Or, phone  01223 655 646 or 07930 197 432

email:   info@justwillscambridge.co.uk

OVER THE WEEKEND OR AFTER OFFICE HOURS JUST PHONE 01223 655 646 AND LEAVE A MESSAGE WITH YOUR NAME, NUMBER AND A GOOD TIME TO CALL YOU BACK – WE’LL BE IN TOUCH!

Professional    Approved    Insured    Protected

We cover Cambridge, Ely, Peterborough, Newmarket, St Ives, St Neots, Huntingdon, Chatteris, March, Wisbech, rural Cambridgeshire, CB and nearby postcodes.

Outside of this area? Contact us and we will put you in touch with your local Just Wills & Legal Services Ltd consultant.

 

 

Tagged with: , , , , , ,
Posted in Cambridge, Cambridgeshire, Cash, Inheritance, Wills

Blog: Did you see ‘Funerals: A Costly Undertaking?’ on ITV last night?

funerals-a-costly-undertaking-itv-tonight

Image: Funerals: A Costly Undertaking? Image Credit: ITV /Tonight

A shocking exposé of the UK funeral industry. Key facts:

  • Prices are doubling every 10 years
  • Funeral debt in the UK has increased to £147 million – many families go into substantial debt to pay funeral fees.
  • 78% adults have not done any research into funeral options
  • 53% adults have not communicated funeral wishes to their loved ones
  • 62% adults didn’t know how much the average funeral cost
  • 44% adults didn’t know how they would make up a shortfall in funeral costs with 30% saying they would put money on a credit card
  • 49% adults who had organised a funeral said that knowing the wishes of the deceased made it easier to organise and pay for the send-off

The solution is simple. FIX funeral costs NOW with a pre-paid funeral plan. There are many types and many payment options. We check ALL the main provider prices every month – so you can select the best!

We can arrange low-cost non-service cremations, to full-service and burial with multiple limousines and special requests. It just depends on your budget and what you would like for the service.

CLICK HERE to ask for help and details.

Just Wills & Legal Services (Cambridge) – Your local office for Just Wills & Legal Services Ltd – a nationwide Legal Services company.

Email: info@justwillscambridge.co.uk

Professional Approved Insured Protected

We Protect Families with Trusts, Wills, Powers of Attorney, Probate Help, and Funeral Plans

We cover Cambridge, Peterborough, Ely, Newmarket, St Ives, St Neots, Huntingdon, Chatteris, March, Wisbech, rural Cambridgeshire, CB and nearby postcodes.

Outside of this area? Contact us and we will put you in touch with your local Just Wills & Legal Services Ltd consultant.

cropped-just-wills-legal-services-cambridge-logo-250-x-100-pxl.jpg     JWALS Logo L  Just Wills Cambridge, member of The Society of Will Writers, Norfolk, Suffolk, Cambridgeshire, Bedfordshire

Print   STEP logo   safe_to_do_business_with_soww

 

 

Tagged with: , , , , , , , , ,
Posted in Cambridge, Cambridgeshire, Ely, Funeral, Funeral Plans, Wills

Have YOU protected your children?

fb-post-wholl-tell-your-daughter

Got kids? You really, really, REALLY need a Will!

If the worst happens, your Will makes sure that your children are not taken into care while a court tries to sort out who should look after them. Your Will decides who will look after them, and who will take care of your money and other assets until your kids grow up.

Put your love in writing – protect your family with a properly drawn up, lawyer-checked Will. It’s the least that you can do for your family.

CLICK HERE to arrange a FREE home consultation  

Or phone  01223 655 646 or 07930 197 432

email:   info@justwillscambridge.co.uk

OVER THE WEEKEND OR AFTER OFFICE HOURS JUST PHONE 01223 655 646 AND LEAVE A MESSAGE WITH YOUR NAME, NUMBER AND A GOOD TIME TO CALL YOU BACK – WE’LL BE IN TOUCH!

Just Wills & Legal Services (Cambridge) – Your local office for Just Wills & Legal Services Ltd – a nationwide Legal Services company.

Professional    Approved    Insured    Protected

We cover Cambridge, Peterborough, Ely, Newmarket, St Ives, St Neots, Huntingdon, Chatteris, March, Wisbech, rural Cambridgeshire, CB and nearby postcodes

Outside of this area? Contact us and we will put you in touch with your local Just Wills & Legal Services Ltd consultant.

 

Tagged with: , , , , , , , , ,
Posted in Cambridge, Cambridgeshire, Ely, Trusts, Wills